4+ Best Budget Tips you NEED to Know for 2020

  • I don’t have the time to budget
  • I don’t want to be restricted if I need something
  • I don’t like to feel controlled!

1. SET FINANCIAL GOALS

2. CALENDAR

3. GATHER 12 MONTHS OF SPENDING HISTORY

  • Survival
  • Entertainment
  • Wasted money (subscriptions, frivolous shopping)

4. REVIEW AND RECONCILE

BONUS TIP!

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